We treat each complaint as an opportunity for service enhancement. Root cause analysis is performed to refine processes, update systems, and strengthen staff training. The Policy is subject to annual review by the Company's compliance team to ensure that the procedures remain effective, legally compliant, and aligned with evolving business operations and regulatory expectations. As part of this review, the Company also evaluates the effectiveness of the complaints process through regular analysis of resolution times, recurrence of issues, and customer satisfaction indicators, with the goal of continuous improvement.